🎁

Best Rewards Credit Cards in India 2026

Earn massive reward points on every spend. Compare India's top rewards credit cards and choose the one that maximizes your lifestyle benefits.

50+
Rewards Cards
33x
Max Reward Rate
₹2000
Max Welcome Bonus
Expert
Reviews
⭐

Earn on Every Spend

Get reward points on groceries, travel, dining, shopping & more categories

🎯

Bonus Categories

Accelerated points on specific spend categories like online shopping, travel booking

🛍️

Flexible Redemption

Redeem for flights, hotels, products, vouchers, statement credit & cashback

💎

Premium Benefits

Lounge access, concierge, golf privileges & exclusive lifestyle rewards

🎁

Welcome Bonuses

Earn massive welcome bonuses worth ₹500 to ₹10,000+ on new card applications

🎁 Top Rewards Credit Cards

Curated list of India's best credit cards for earning reward points in 2026

⭐ 5
UPI Credit Card on KIWI

UPI Credit Card on KIWI

YES Bank
UPIREWARDS
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: Free
Directly Official Link or Bank Page
⭐ 4.8
SBI Cashback

SBI Cashback

SBI Cards
Welcome BonusTravelFuel
  • 1% to 5% cashback on select categories
  • 1% cashback on all other spends
  • Fuel surcharge waiver
Reward Rate: 1% to 5% Fee: ₹999
Directly Official Link or Bank Page
⭐ 4.8
Club Vistara IDFC FIRST Bank

Club Vistara IDFC FIRST Bank

IDFC Bank
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 0.8% to 4% Fee: ₹4,999
Directly Official Link or Bank Page
⭐ 4.8
IDFC FIRST Bank Select

IDFC FIRST Bank Select

IDFC Bank
Welcome BonusTravelFuel
  • 0.2% to 1.6% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.2% to 1.6% Fee: Free
Directly Official Link or Bank Page
⭐ 4.7
Tata Neu Infinity HDFC Bank

Tata Neu Infinity HDFC Bank

HDFC Bank
Welcome BonusTravelFuel
  • 1% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 5% Fee: ₹ 1,499
Directly Official Link or Bank Page
⭐ 4.7
SBI SimplyCLICK

SBI SimplyCLICK

SBI Cards
Welcome BonusTravelFuel
  • 0.25% to 2.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% to 2.5% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4.7
IDFC FIRST Bank Wow

IDFC FIRST Bank Wow

IDFC Bank
Welcome BonusTravelFuel
  • 0.67% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.67% Fee: Free
Directly Official Link or Bank Page
⭐ 4.7
Amazon Pay ICICI Bank

Amazon Pay ICICI Bank

ICICI Bank
Welcome BonusTravelFuel
  • 1% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 5% Fee: Free
Directly Official Link or Bank Page
⭐ 4.7
HDFC Bank Infinia Metal Edition

HDFC Bank Infinia Metal Edition

HDFC Bank
Welcome BonusTravelFuel
  • 3.3% to 33% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 3.3% to 33% Fee: ₹12,500
Directly Official Link or Bank Page
⭐ 4.7
Axis Bank Reserve

Axis Bank Reserve

Axis Bank
Welcome BonusTravelFuel
  • 1.5% to 3% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1.5% to 3% Fee: ₹ 50,000
Directly Official Link or Bank Page
⭐ 4.6
SBI SimplySAVE

SBI SimplySAVE

SBI Cards
Welcome BonusTravelFuel
  • 0.7% to 1.7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.7% to 1.7% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4.6
Axis Bank Ace

Axis Bank Ace

Axis Bank
Welcome BonusTravelFuel
  • 2% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 5% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4.6
American Express Platinum

American Express Platinum

American Bank
Welcome BonusTravelFuel
  • 1.25% to 2.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.25% to 2.5% Fee: ₹60,000
Directly Official Link or Bank Page
⭐ 4.6
IDFC FIRST Bank Wealth

IDFC FIRST Bank Wealth

IDFC Bank
Welcome BonusTravelFuel
  • 0.75% to 2.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.75% to 2.5% Fee: Free
Directly Official Link or Bank Page
⭐ 4.6
HDFC Bank Regalia

HDFC Bank Regalia

HDFC Bank
Welcome BonusTravelFuel
  • 1.3% to 13% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1.3% to 13% Fee: ₹ 2500
Directly Official Link or Bank Page
⭐ 4.6
Axis Bank Atlas

Axis Bank Atlas

Axis Bank
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 2% to 10% Fee: ₹5,000
Directly Official Link or Bank Page
⭐ 4.6
HPCL Super Saver

HPCL Super Saver

ICICI Bank
Welcome BonusTravelFuel
  • 0.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.5
American Express SmartEarn

American Express SmartEarn

American Bank
Welcome BonusTravelFuel
  • 1% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 10% Fee: ₹495
Directly Official Link or Bank Page
⭐ 4.5
HDFC Diners Club Metal Edition

HDFC Diners Club Metal Edition

HDFC Bank
Welcome BonusTravelFuel
  • 3.3% to 33% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 3.3% to 33% Fee: ₹10,000
Directly Official Link or Bank Page
⭐ 4.5
Axis Bank MyZone

Axis Bank MyZone

Axis Bank
Welcome BonusTravelFuel
  • 0.4% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.4% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.5
Kotak Indigo Ka-ching 6E Rewards

Kotak Indigo Ka-ching 6E Rewards

Kotak Bank
Welcome BonusTravelFuel
  • 1% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 10% Fee: ₹700
Directly Official Link or Bank Page
⭐ 4.5
HSBC Premier

HSBC Premier

HSBC Bank
Welcome BonusTravelFuel
  • 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3% Fee: ₹20,000
Directly Official Link or Bank Page
⭐ 4.5
American Express Platinum Travel

American Express Platinum Travel

American Bank
Welcome BonusTravelFuel
  • 3% to 7.5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 3% to 7.5% Fee: ₹ 5,000
Directly Official Link or Bank Page
⭐ 4.5
Swiggy HDFC Bank

Swiggy HDFC Bank

HDFC Bank
Welcome BonusTravelFuel
  • 1% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 10% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.5
IDFC FIRST Bank Millennia

IDFC FIRST Bank Millennia

IDFC Bank
Welcome BonusTravelFuel
  • 0.5% to 1.67% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 1.67% Fee: Free
Directly Official Link or Bank Page
⭐ 4.5
American Express Membership Rewards

American Express Membership Rewards

American Bank
Welcome BonusTravelFuel
  • 1% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 5% Fee: ₹ 4,500
Directly Official Link or Bank Page
⭐ 4.5
HDFC Bank Millennia

HDFC Bank Millennia

HDFC Bank
Welcome BonusTravelFuel
  • 1% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 5% Fee: ₹1,000
Directly Official Link or Bank Page
⭐ 4.5
IndianOil Axis Bank

IndianOil Axis Bank

Axis Bank
Welcome BonusTravelFuel
  • 0.2% to 4% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.2% to 4% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.5
SBI Elite

SBI Elite

SBI Cards
Welcome BonusTravelFuel
  • 0.5% to 5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 0.5% to 5% Fee: ₹4,999
Directly Official Link or Bank Page
⭐ 4.5
RBL Bank World Safari

RBL Bank World Safari

RBL
Welcome BonusTravelFuel
  • 0.5% to 1.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 1.25% Fee: ₹3,000
Directly Official Link or Bank Page
⭐ 4.5
Axis Bank Neo

Axis Bank Neo

Axis Bank
Welcome BonusTravelFuel
  • 0.1% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.1% Fee: ₹250
Directly Official Link or Bank Page
⭐ 4.5
Standard Chartered Ultimate

Standard Chartered Ultimate

Standard Bank
Welcome BonusTravelFuel
  • 3.3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3.3% Fee: ₹ 5000
Directly Official Link or Bank Page
⭐ 4.5
RBL Bank Shoprite

RBL Bank Shoprite

RBL
Welcome BonusTravelFuel
  • 0.5% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 5% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.5
Axis Bank Magnus

Axis Bank Magnus

Axis Bank
Welcome BonusTravelFuel
  • 1.25% to 6% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.25% to 6% Fee: ₹12,500
Directly Official Link or Bank Page
⭐ 4.5
IDFC FIRST Bank Classic

IDFC FIRST Bank Classic

IDFC Bank
Welcome BonusTravelFuel
  • 0.5% to 1.6% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 1.6% Fee: Free
Directly Official Link or Bank Page
⭐ 4.5
ICICI Bank Coral

ICICI Bank Coral

ICICI Bank
Welcome BonusTravelFuel
  • 0.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% Fee: ₹ 500
Directly Official Link or Bank Page
⭐ 4.4
Federal Bank Scapia

Federal Bank Scapia

Federal
Welcome BonusTravelFuel
  • 2% to 4% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 4% Fee: Free
Directly Official Link or Bank Page
⭐ 4.4
Standard Chartered Digi Smart

Standard Chartered Digi Smart

Standard Bank
Welcome BonusTravelFuel
  • up to 20% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: up to 20% Fee: ₹49
Directly Official Link or Bank Page
⭐ 4.3
Axis Bank Vistara Signature

Axis Bank Vistara Signature

Axis Bank
Welcome BonusTravelFuel
  • Up to 4% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: Up to 4% Fee: ₹3,000
Directly Official Link or Bank Page
⭐ 4.3
HDFC Bank Moneyback

HDFC Bank Moneyback

HDFC Bank
Welcome BonusTravelFuel
  • 0.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.3
Standard Chartered EaseMyTrip

Standard Chartered EaseMyTrip

Standard Bank
Welcome BonusTravelFuel
  • 0.5% to 20% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 20% Fee: ₹350
Directly Official Link or Bank Page
⭐ 4.3
Reliance SBI PRIME

Reliance SBI PRIME

SBI Cards
Welcome BonusTravelFuel
  • up to 2.5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: up to 2.5% Fee: ₹2,999
Directly Official Link or Bank Page
⭐ 4.3
HDFC Regalia Gold

HDFC Regalia Gold

HDFC Bank
Welcome BonusTravelFuel
  • 1.3% to 13% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1.3% to 13% Fee: ₹2,500
Directly Official Link or Bank Page
⭐ 4.3
Standard Chartered Smart

Standard Chartered Smart

Standard Bank
Welcome BonusTravelFuel
  • up to 2% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: up to 2% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4.3
HDFC MoneyBack Plus

HDFC MoneyBack Plus

HDFC Bank
Welcome BonusTravelFuel
  • 3.3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3.3% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.3
Myntra Kotak

Myntra Kotak

Kotak Bank
Welcome BonusTravelFuel
  • 1.25% to 7.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.25% to 7.5% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.3
AU Bank Zenith+

AU Bank Zenith+

AU Bank
Welcome BonusTravelFuel
  • 1% to 3% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1% to 3% Fee: ₹4,999
Directly Official Link or Bank Page
⭐ 4.3
American Express Platinum Reserve

American Express Platinum Reserve

American Bank
Welcome BonusTravelFuel
  • 1% to 2% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1% to 2% Fee: ₹10,000
Directly Official Link or Bank Page
⭐ 4.3
Standard Chartered Super Value Titanium

Standard Chartered Super Value Titanium

Standard Bank
Welcome BonusTravelFuel
  • 0.2% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.2% to 5% Fee: ₹750
Directly Official Link or Bank Page
⭐ 4.3
Axis Bank Select

Axis Bank Select

Axis Bank
Welcome BonusTravelFuel
  • 1% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 5% Fee: ₹3,000
Directly Official Link or Bank Page
⭐ 4.3
Axis Bank Rewards

Axis Bank Rewards

Axis Bank
Welcome BonusTravelFuel
  • up to 3.3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: up to 3.3% Fee: ₹1,000
Directly Official Link or Bank Page
⭐ 4.3
BPCL SBI

BPCL SBI

SBI Cards
Welcome BonusTravelFuel
  • 0.25% to 3.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% to 3.25% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4.2
ICICI Bank Rubyx

ICICI Bank Rubyx

ICICI Bank
Welcome BonusTravelFuel
  • 0.25% to 1% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% to 1% Fee: ₹2,000
Directly Official Link or Bank Page
⭐ 4.2
IDFC FIRST SWYP

IDFC FIRST SWYP

IDFC Bank
Welcome BonusTravelFuel
  • 1% to 1.6% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 1.6% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4.2
AU Bank Vetta

AU Bank Vetta

AU Bank
Welcome BonusTravelFuel
  • 0.5% to 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 3% Fee: ₹2,999
Directly Official Link or Bank Page
⭐ 4.2
SBI Prime

SBI Prime

SBI Cards
Welcome BonusTravelFuel
  • 0.5% to 5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 0.5% to 5% Fee: ₹2,999
Directly Official Link or Bank Page
⭐ 4.2
Reliance SBI

Reliance SBI

SBI Cards
Welcome BonusTravelFuel
  • 1.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.25% Fee: ₹ 499
Directly Official Link or Bank Page
⭐ 4.2
ICICI Bank MakeMyTrip Platinum

ICICI Bank MakeMyTrip Platinum

ICICI Bank
Welcome BonusTravelFuel
  • up to 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: up to 3% Fee: Free
Directly Official Link or Bank Page
⭐ 4.2
Flipkart Axis Bank

Flipkart Axis Bank

Axis Bank
Welcome BonusTravelFuel
  • 1.5% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 5% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.1
Indian Oil HDFC Bank

Indian Oil HDFC Bank

HDFC Bank
Welcome BonusTravelFuel
  • 0.67% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.67% to 5% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4.1
6E - Rewards Indigo HDFC Bank

6E - Rewards Indigo HDFC Bank

HDFC Bank
Welcome BonusTravelFuel
  • 1% to 2.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 2.5% Fee: ₹500
Directly Official Link or Bank Page
⭐ 4
BPCL SBI Octane

BPCL SBI Octane

SBI Cards
Welcome BonusTravelFuel
  • 0.25% to 6.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% to 6.25% Fee: ₹1,499
Directly Official Link or Bank Page
⭐ 4
HPCL IDFC FIRST Power+

HPCL IDFC FIRST Power+

IDFC Bank
Welcome BonusTravelFuel
  • 0.5% to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 5% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4
ICICI Bank Sapphiro

ICICI Bank Sapphiro

ICICI Bank
Welcome BonusTravelFuel
  • 0.75% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.75% Fee: ₹3,500
Directly Official Link or Bank Page
⭐ 4
Adani One Signature

Adani One Signature

SBI Cards
Welcome BonusTravelFuel
  • 7% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 7% Fee: ₹5,000
Directly Official Link or Bank Page
⭐ 4
American Express Gold

American Express Gold

American Bank
Welcome BonusTravelFuel
  • 1% to 6% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 6% Fee: ₹4,500
Directly Official Link or Bank Page
⭐ 4
Citi Bank Rewards

Citi Bank Rewards

Citi Bank
Welcome BonusTravelFuel
  • 0.3% to 2.4% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.3% to 2.4% Fee: ₹1,000
Directly Official Link or Bank Page
⭐ 4
Kotak League Platinum

Kotak League Platinum

Kotak Bank
Welcome BonusTravelFuel
  • 0.66% to 3.33% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.66% to 3.33% Fee: ₹499
Directly Official Link or Bank Page
⭐ 4
AU Bank LIT

AU Bank LIT

AU Bank
Welcome BonusTravelFuel
  • 0.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.25% Fee: Free
Directly Official Link or Bank Page
⭐ 4
HDFC Diners Club Black

HDFC Diners Club Black

HDFC Bank
Welcome BonusTravelFuel
  • 3.3% to 33% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3.3% to 33% Fee: ₹10,000
Directly Official Link or Bank Page
⭐ 4
IndusInd Bank Legend

IndusInd Bank Legend

IndusInd Bank
Welcome BonusTravelFuel
  • 0.75% to 1.5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 0.75% to 1.5% Fee: Free
Directly Official Link or Bank Page
⭐ 4
IndusInd Bank Indulge

IndusInd Bank Indulge

IndusInd Bank
Welcome BonusTravelFuel
  • 0.7% to 1.5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 0.7% to 1.5% Fee: Free
Directly Official Link or Bank Page
⭐ 4
Citi Bank Cashback

Citi Bank Cashback

Citi Bank
Welcome BonusTravelFuel
  • 0.5% to 5% cashback on select categories
  • 1% cashback on all other spends
  • Fuel surcharge waiver
Reward Rate: 0.5% to 5% Fee: ₹ 500
Directly Official Link or Bank Page
⭐ 4
SBI Aurum

SBI Aurum

SBI Cards
Welcome BonusTravelFuel
  • 1% to 3% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1% to 3% Fee: ₹9,999
Directly Official Link or Bank Page
⭐ 4
Axis Bank PRIMUS

Axis Bank PRIMUS

Axis Bank
Welcome BonusTravelFuel
  • - reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: - Fee: ₹1,80,000
Directly Official Link or Bank Page
⭐ 4
Air India SBI Signature

Air India SBI Signature

SBI Cards
Welcome BonusTravelFuel
  • 1.5% to 4% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1.5% to 4% Fee: ₹4,999
Directly Official Link or Bank Page
⭐ 4
Marriott Bonvoy HDFC Bank

Marriott Bonvoy HDFC Bank

HDFC Bank
Welcome BonusTravelFuel
  • 0.6% to 2% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.6% to 2% Fee: ₹ 3,000
Directly Official Link or Bank Page
⭐ 4
Axis Bank Privilege

Axis Bank Privilege

Axis Bank
Welcome BonusTravelFuel
  • Up to 5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: Up to 5% Fee: ₹ 1500
Directly Official Link or Bank Page
⭐ 4
YES Prosperity Rewards Plus

YES Prosperity Rewards Plus

YES Bank
Welcome BonusTravelFuel
  • 0.5% to 1% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 1% Fee: ₹399
Directly Official Link or Bank Page
⭐ 4
Axis Bank Vistara Infinite

Axis Bank Vistara Infinite

Axis Bank
Travel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 3% Fee: 10,000
Directly Official Link or Bank Page
⭐ 4
HDFC Bank Platinum Times Credit Card

HDFC Bank Platinum Times Credit Card

HDFC Bank
Welcome BonusTravelFuel
  • 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3% Fee: 500
Directly Official Link or Bank Page
⭐ 4
HDFC Bank Shoppers Stop Credit Card

HDFC Bank Shoppers Stop Credit Card

HDFC Bank
Rewards
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: 299
Directly Official Link or Bank Page
⭐ 4
HDFC Bank Times Titanium Credit

HDFC Bank Times Titanium Credit

HDFC Bank
Rewards
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: 500
Directly Official Link or Bank Page
⭐ 4
HDFC Bank IndianOil Credit Card

HDFC Bank IndianOil Credit Card

HDFC Bank
Fule Points
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: 500
Directly Official Link or Bank Page
⭐ 4
HDFC Bank Business MoneyBack Credit Card

HDFC Bank Business MoneyBack Credit Card

HDFC Bank
Rewards
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: 500
Directly Official Link or Bank Page
⭐ 4
HDFC Bank JetPrivilege Credit Card

HDFC Bank JetPrivilege Credit Card

HDFC Bank
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 2% to 7% Fee: 500
Directly Official Link or Bank Page
⭐ 4
ICICI Bank Platinum Credit Card

ICICI Bank Platinum Credit Card

ICICI Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: Free
Directly Official Link or Bank Page
⭐ 4
ICICI Rubyx Credit Card

ICICI Rubyx Credit Card

ICICI Bank
Welcome BonusTravelFuel
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: ~₹2,000 + GST (renewal; waiver on high spends)
Directly Official Link or Bank Page
⭐ 4
ICICI Expressions Credit Card

ICICI Expressions Credit Card

ICICI Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: ₹499 + GST (waived if spends ≥ ₹1.5L/yr)
Directly Official Link or Bank Page
⭐ 4
IndusInd Legend Credit Card

IndusInd Legend Credit Card

IndusInd Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 1.5% to 10% Fee: Often Nil (many pages show no annual charges after joining)
Directly Official Link or Bank Page
⭐ 4
Kotak White Reserve Credit Card

Kotak White Reserve Credit Card

Kotak Bank
Welcome BonusTravelFuel
  • 2% to 7% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 2% to 7% Fee: ₹12,500 + GST (typical for White Reserve)
Directly Official Link or Bank Page
⭐ 4
RBL Bank Signature Credit Card

RBL Bank Signature Credit Card

RBL
Welcome BonusTravelFuel
  • 2% to 7% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 2% to 7% Fee: Renewal fee varies (mid-tier)
Directly Official Link or Bank Page
⭐ 4
SBI Air India co-branded Credit Card

SBI Air India co-branded Credit Card

SBI Cards
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 2% to 7% Fee: Renewal same as joining (₹1,499–₹4,999 depending on variant)
Directly Official Link or Bank Page
⭐ 4
Standard Chartered Manhattan Credit Card

Standard Chartered Manhattan Credit Card

Standard Bank
Welcome BonusTravelFuel
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: ~₹999 (annual; waiver conditions exist)
Directly Official Link or Bank Page
⭐ 4
Standard Chartered Easy Credit Card

Standard Chartered Easy Credit Card

Standard Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: Small annual fee or LTF depending on promo
Directly Official Link or Bank Page
⭐ 3.9
Induslnd Bank Platinum Visa

Induslnd Bank Platinum Visa

IndusInd Bank
Welcome BonusTravelFuel
  • 0.5% to 1.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 1.5% Fee: Free
Directly Official Link or Bank Page
⭐ 3.9
IndusInd Bank Duo

IndusInd Bank Duo

IndusInd Bank
Welcome BonusTravelFuel
  • 0.3% to 1.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.3% to 1.5% Fee: Free
Directly Official Link or Bank Page
⭐ 3.8
Airtel Axis Bank

Airtel Axis Bank

Axis Bank
Welcome BonusTravelFuel
  • 1% to 25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 25% Fee: ₹500
Directly Official Link or Bank Page
⭐ 3.8
Fibe Axis Bank

Fibe Axis Bank

Axis Bank
Welcome BonusTravelFuel
  • 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3% Fee: Free
Directly Official Link or Bank Page
⭐ 3.8
HSBC Live+

HSBC Live+

HSBC Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: ₹999
Directly Official Link or Bank Page
⭐ 3.7
IndianOil Citi Bank

IndianOil Citi Bank

Citi Bank
Welcome BonusTravelFuel
  • up to 2.6% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: up to 2.6% Fee: ₹1,000
Directly Official Link or Bank Page
⭐ 3.7
AU Bank Zenith

AU Bank Zenith

AU Bank
Welcome BonusTravelFuel
  • 1.25% to 5.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.25% to 5.5% Fee: ₹ 7,999
Directly Official Link or Bank Page
⭐ 3.5
Kotak Royale Signature

Kotak Royale Signature

Kotak Bank
Welcome BonusTravelFuel
  • 0.6% to 1.5% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 0.6% to 1.5% Fee: ₹999
Directly Official Link or Bank Page
⭐ 3.5
Citi Bank PremierMiles

Citi Bank PremierMiles

Citi Bank
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 1.8% Fee: ₹3,000
Directly Official Link or Bank Page
⭐ 3.5
Club Vistara SBI

Club Vistara SBI

SBI Cards
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 1.5% Fee: ₹1,499
Directly Official Link or Bank Page
⭐ 3.5
RBL Bank Platinum Maxima

RBL Bank Platinum Maxima

RBL
Welcome BonusTravelFuel
  • 0.5% to 1.25% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.5% to 1.25% Fee: ₹2000
Directly Official Link or Bank Page
⭐ 3.5
HSBC TravelOne

HSBC TravelOne

HSBC Bank
Welcome BonusTravelFuel
  • Earn miles on every spend
  • Complimentary airport lounge access
  • Travel insurance coverage
Reward Rate: 2% to 7% Fee: ₹4,999
Directly Official Link or Bank Page
⭐ 3.5
ixigo AU

ixigo AU

AU Bank
Welcome BonusTravelFuel
  • 0.625% to 2.5% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 0.625% to 2.5% Fee: ₹999
Directly Official Link or Bank Page
⭐ 3.5
AU Bank Altura

AU Bank Altura

AU Bank
Welcome BonusTravelFuel
  • 1% to 2% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1% to 2% Fee: ₹199
Directly Official Link or Bank Page
⭐ 3.5
Adani One ICICI Bank Platinum

Adani One ICICI Bank Platinum

ICICI Bank
Welcome BonusTravelFuel
  • 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3% Fee: ₹750
Directly Official Link or Bank Page
⭐ 3.5
Axis Bank Freecharge Plus

Axis Bank Freecharge Plus

Axis Bank
Cashback
  • 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3% Fee: 350
Directly Official Link or Bank Page
⭐ 3.5
Citi Prestige Credit Card

Citi Prestige Credit Card

Citi Bank
Welcome BonusTravelFuel
  • 3% reward points on all spends
  • Complimentary airport lounge access
  • Golf privileges and concierge services
Reward Rate: 3% Fee: 20,000
Directly Official Link or Bank Page
⭐ 3.5
HDFC Bank Freedom Credit Card

HDFC Bank Freedom Credit Card

HDFC Bank
Welcome BonusTravelFuel
  • 3% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 3% Fee: 500
Directly Official Link or Bank Page
⭐ 3.5
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

HSBC Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: Free
Directly Official Link or Bank Page
⭐ 3.5
ICICI Sapphiro Credit Card

ICICI Sapphiro Credit Card

ICICI Bank
Welcome BonusTravelFuel
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: ₹3,500 + GST (from 2nd year; waiver on high spends)
Directly Official Link or Bank Page
⭐ 3.5
ICICI Coral Credit Card

ICICI Coral Credit Card

ICICI Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: ₹500 + GST (waiver on spends ≥ ₹1.5L/yr)
Directly Official Link or Bank Page
⭐ 3.5
ICICI Emeralde Credit Card

ICICI Emeralde Credit Card

ICICI Bank
Welcome BonusTravelFuel
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: ₹12,000–12,499 + GST (annual; waiver on very high spends)
Directly Official Link or Bank Page
⭐ 3.5
IndusInd Platinum Aura Credit Card

IndusInd Platinum Aura Credit Card

IndusInd Bank
Welcome BonusTravelFuel
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: Often Nil (depends on variant / spends for waivers)
Directly Official Link or Bank Page
⭐ 3.5
RBL Bank Platinum Credit Card

RBL Bank Platinum Credit Card

RBL
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: Annual membership fees vary by variant (₹499–₹1,999 typical)
Directly Official Link or Bank Page
⭐ 3.5
SBI Platinum Credit Card

SBI Platinum Credit Card

SBI Cards
Welcome BonusTravelFuel
  • 2% to 7% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 2% to 7% Fee: ~₹2,999 (annual/renewal; waivers possible with spends)
Directly Official Link or Bank Page
⭐ 3.5
Standard Chartered Platinum Credit Card

Standard Chartered Platinum Credit Card

Standard Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: Many variants LTF / small fees (waiver on spends)
Directly Official Link or Bank Page
⭐ 3.5
Standard Chartered Super Value Credit Card

Standard Chartered Super Value Credit Card

Standard Bank
Welcome BonusTravelFuel
  • 1.5% to 10% reward points on spends
  • Fuel surcharge waiver
  • Welcome bonus on approval
Reward Rate: 1.5% to 10% Fee: ₹750 (annual)
Directly Official Link or Bank Page

📖 Everything You Need to Know About Rewards Credit Cards

What are rewards credit cards?

Rewards credit cards earn you points, miles, or cashback on every purchase. These points can be redeemed for flights, hotel stays, products, gift vouchers, statement credit, or even Amazon vouchers. The best rewards cards offer 1% to 33% return on specific categories.

Which is the best rewards credit card in India 2026?

The HDFC Infinia Metal Edition offers 3.3% to 33% reward rate — the highest in India. For travel rewards, the Axis Magnus and SBI Elite are top picks. For everyday spending, ICICI Sapphiro and American Express Platinum Travel are excellent choices.

How to maximize reward points?

Use the right card for each category — e.g., use HDFC Millennia for online shopping (5% reward rate), Axis Atlas for travel bookings (5 EDGE miles), and Amex Platinum Travel for fuel and dining. Always check accelerated reward categories and bonus caps.

Cashback vs Reward Points — which is better?

Cashback cards (like SBI Cashback, Amazon Pay ICICI) give direct money savings. Reward points cards offer higher value if redeemed smartly — HDFC SmartBuy portal often gives 5x to 10x value. Choose cashback for simplicity, reward points for maximum value.